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  • For and Against Industry Consolidation
    of jobs? Insurance companies are made up of individual people who have families. They themselves are ... Distribution costs take 20% of the premiums off the table. And this product has to compete against annuities ...

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    • Authors: Thomas Dlouhy, A Hemphill, Michael Sproule, Melville J Young, Scott J Cipinko
    • Date: Oct 1996
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments